Rates are current as of October 29, 2008.
|
Balances |
Interest
Rate |
APY
|
Checking Accounts |
|
|
|
Includes:
Personal Interest Checking ($100 minimum);
Business Interest Checking ($1,000 minimum);
Not for Profit ($100 minimum)
|
All Balances |
1.49% |
1.50% |
|
Savings |
|
|
|
|
Includes:
Statement Savings ($100 minimum);
Minor Savings ($25 minimum) |
All Balances |
1.00% |
1.00% |
|
Money Markets |
|
|
|
| Includes Business and Personal |
$0 - $4,999.99
$5,000 - $49,999.99
$50,000 - Higher |
1.00%
1.49%
1.98% |
1.00%
1.50%
2.00% |
|
|
Terms |
Interest
Rate |
APY
|
Certificates of Deposit |
|
|
|
| $1000 minimum to open |
1, 3, 6, 12 Months
Over 12 Months
3 Month CD Special * |
2.47%
1.00%
2.96% |
2.50%
1.00%
3.00% |
Individual Retirement Accounts |
|
|
|
| $500 minimum to open |
On all existing maturities;
New IRAs: 3, 6, 12 months |
2.47% |
2.50% |
* For Georgia residents only.
The above interest rates and annual percentage yields are current as of October 29, 2008. Rates and APY are subject to change at the bank's discretion. Fees could reduce earnings. There may be a substantial penalty for early withdrawal of Certificates of Deposit or IRA's. Member FDIC. |
Stearns Bank NA Copyright 2008. All rights reserved. 