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Certificates of Deposit

Saving has never been so easy - or rewarding! Our generous interest rates and friendly staff combine to create an exceptional banking experience.

Terms from one month to five years will suit any saver's desire. Deposits are insured up to $250,000 by the FDIC or $500,000 for joint accounts. Visit the FDIC website for full details. Of course, there is an interest penalty for early withdrawal that varies with the term of the CD. Call 678-534-3680 or email customersupport@stearns-bank.com for full details.